Car finance calculator
Find out what your monthly repayments might look like with the car finance calculator

A silver five door hatchback

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Rates from 8.9% APR. Representative APR 19.9%
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£
5 years
Total cost of credit £1,686.40
Total repayment £8,186.40
60 monthly
payments of 		£ 136 44
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Rates from 8.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £10,000 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £255.50 per month, with a total cost of credit of £5,329.80 and a total amount payable of £15,329.80.

Carcraft.co.uk only introduces finance enquiries to CarFinance247 Limited, a credit broker. Carcraft will receive a fee for these introductions.

How does the car finance calculator work?

The car finance calculator – powered by CarFinance 247 – is a useful tool that can help you get an idea of how much your monthly car loan payments might be.


We’ve partnered with CarFinance 247 who will help find you the best finance deal from their panel of lenders.


All you need to do is select your credit banding, enter the amount you think you’d like to borrow and choose how long you’d like to pay the loan back. The car finance calculator will then work its magic and provide an estimate of your monthly repayments.

How to use the car finance calculator

You can make the car finance calculator work for you. Adjust the loan amount and payment period until you land on a monthly figure you feel good about.


Already found a car on CarCraft or have a fixed budget in mind? Just change the figures until you hit that number.


Don’t forget; the car finance calculator is designed to provide an estimate of how much you might expect to pay for a car loan each month. The rates and costs mentioned can change based on your individual circumstances, the lender that approves you, and the type of car finance available. Your CarFinance 247 account manager can explain more.

Get a quote from CarFinance 247

While the car finance calculator can give you a good idea of what your monthly payments might look like, everyone’s circumstances are different. That’s why our partner CarFinance 247 will need to look at you as an individual to provide a no-obligation car finance quote. Simply complete an application form and, if you’re approved in principle, your CarFinance 247 account manager will give you a call to talk through your options and answer any questions you might have.

Not sure what you can get with your monthly budget?

Start with your finance quote and decide on a car later.

  • Find a car from a trusted dealership
  • Get approved in principle for finance*
  • Drive away happy
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Why choose car finance?

  • You can spread the cost of your car with monthly payments that suit your budget
  • You could get a better car than you thought you could afford
  • You could keep your options open and choose a car after you’ve been approved in principle*

*All approvals are subject to personal circumstances, further documentation checks, vehicle eligibility and lender criteria.

Carcraft.co.uk is a trading name of EGFV Rix Limited and is an Introducer Appointed Representative of Carfinance247, who is authorised and regulated by the Financial Conduct Authority, registration number 653019, registered address is Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England (Registration Number 06035525).

Carcraft.co.uk only introduces finance enquiries to CarFinance247 Limited, a credit broker, and is subject to their terms and conditions. Carcraft will receive a fee for these introductions.